Empower Your Financial Future: Seamless Loans Management with Precision and Agility
MEET OUR TEAM'S MANCO
Unsecured Lending
Personal Loans
Payday Loans
Revolving Credit Facilities
Micro Finance
Our Solutions
Our loan management system provides an ecosystem that covers all aspects of running your financial service organisation effectively.
Secured Lending
Home Loan
Vehicle Finance
Asset Finance
Innovation and Risk Management are Critical to your Success
-
Designed to handle unique credit product requirements
-
Advantage of leveraging parameter driven capabilities to deliver credit products quickly to be responsive to market trends.
-
Benefits of a fully digitised frictionless onboarding process.
-
Integration with most Credit bureaus, enabling a seamless automated vetting process.
-
Customer administration functions take place online, in real time, via an interactive, web-based front-end.
-
Customer self service capabilities via the web or app.
-
Operates in multilingual, multinational and multi-currency mode.
Product Management
Leverage off parameter driven capabilities to deliver credit products quickly to be responsive to market trends. Our capabilities effectively run in both South African and rest of Africa legal spectrums. Therefore, we are fully compliant with the NCR.
Loan Origination
Fully digitized frictionless onboarding processes through effective mobile phone applications or web front end. MIP Lending boasts a Decision Engine that can handle complex data exchange capabilities that are integrated to Credit bureaus, enabling a seamless automated vetting process.
Legislative Requirements
We have extensive experience servicing the South African credit Industry and managing risk, our clients comply with the National Credit Act [NCA] FICA / KYC / AML processes and enjoy the peace of mind that customer information is always protected as prescribed by POPIA.
Loan Security
Extensive and integrated property and bond data functions to facilitate accurate exposure management, including a powerful search engine, valuation data, property details, movable asset and sundry security details.
Client Maintenance
All client administration functions take place online, in real time, via an interactive, web-based front-end. Search engines provide one-stop access to all client information, allowing users to effectively deal with client queries.
Account Maintenance
All transactions and their effects are immediately available for enquiry and further processing.
Disbursements & Collections
Supports loan disbursement in real time or subject to banking hours (Via API or Batch). Online management of due payments, projected receipts, and age analyses which ensures regular reviews of all loans.
Automated Month-end
Automated month-end process to streamline the financial closing activities that take place at the end each month. Automation leads to efficiency gains, a more robust control environment, and ultimately, better financial management.
Management Information & Reporting
Statutory returns and SACRA submission requirements are included. Our Big Data team provides access to in-depth Business Intelligence reporting streams with adaptable dashboards to keep track of your Key Performance Indicators.
Access Control & Audit Trail
Standard or individual access profiles for administrators, managers, and lenders facilitate the management of dynamic and auditable menus with access down to account and field level. Full before and after detail of data changes (including detailed staff, date, and time information, etc.)
System Features
